Tune Money Visa Debit Card Is My Life Saver After Public Bank Rejects My Debit Card Application
I was at Steven Wong’s blog reading his review on Tune Money Visa Debit Card just now. It dawned on me that it’s going to be a very long comment. I might as well write a blog post about Tune Money Visa debit card.
Tune Money Visa debit card is fantastic and is my life saver. I have withdrawn money from PayPal into this Visa debit card many times. Each time is smooth sailing. Definitely a much pleasant experience than using VMI card.
The most amazing thing about Tune Money Visa debit card is that sometimes the money is transfered into the card after 2 business days (48 hours), man! But sometimes, it takes 3 days.
I save a lot of money on transaction fees because of this Tune Money Visa debit card. Previously, I used VMI debit card. Unfortunately, it was banned by PayPal in February, I guess. If you have used VMI debit card before, you know the transaction fee of $5 here, $2 there, and some more $10 monthly fee.
And then due to my poor credit record, Public Bank rejected my debit card application. I was not even applying for a credit card. I was only applying for a debit card. So strict man!
So how to withdraw money? I withdrew the PayPal money into my credit card. Yes, credit card! And when I wanted to use the money, I had to withdraw from the credit card. It’s called CASH ADVANCE. It’s so ridiculous, isn’t it? I withdraw my own money, yet I am charged cash advance fee. For every RM1,000 ($318), I was charged RM50 ($16). RM100 ($32) for RM2,000 ($637)!
You know how painful I was each time I withdrew money from my credit card. My hard-earned money. My hard-earned income. As a working woman who is loaded with more than $13,000 credit card debts, $16 or $32 for transaction fee does kill me.
Fortunately, Tune Money Visa debit card came to my rescue after a few withdrawals from credit card. Each time I withdraw from the card, the transaction is only RM1.15 ($0.37). No matter how much I withdraw, it’s only RM1.15. This only applies to CIMB. Other than CIMB, they will charge RM10.00 ($3.18) for each transaction.
If you would like to know the details about Tune Money Visa Debit Card, read Steven’s review.
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May 2nd, 2008 at 11:31 am
Hi there,
Thanks for the mentioning on review. I hope this info will be able to solve your PayPal withdrawal problem.
Regards,
Steven Wong
Thanks for dropping by, Steven….;D
September 24th, 2008 at 11:19 pm
I think paypal should be alerted about this. all this while, paypal kept apologizing for unable to give a black and white statement on how to transfer/ withdraw with paypal. I just received email from paypal saying they are looking into establishing paypal account in Malaysia but do they know that we are already made it thru our own effort of trial-and-error with all credit/debit cards to find the best for us? They should be ashamed. Being a large financial tool in internet market but could not solve this very simple problem for us. Anyway, I applied Tune card after reading Steven’s blog. And yup, Public Bank also ignored my application. Now I have to wait after 1 week to collect my card. Activate and register with Paypal which may take several weeks. It’s like a dream comes true!! Now I can confidently venture to my next e-commerce business globally. Thanks to tune money!