Pay Off Credit Card Debts

I think this is the first time I have extra money in hand to give for a cause before Christmas. Each year since I was burdened by credit card debt, I was always short of money when it came to buying Christmas gifts, not to mention giving for a cause.
This Christmas is totally different. I [...]

Please read my AKPK Debt Management Program Part 1 if you want to know why I applied for AKPK debt management program and my first visit to the credit management agency in Ipoh.
My first visit was not a success because I didn’t bring my payslips or income statements. I am self-employed and I don’t prepare [...]

It’s a relief to be told that I can achieve debt free living in 3 to 5 years if I keep on with my credit card debt elimination goal. Never ever give up or stop half way. Persist and work hard until I eliminate all my credit card debts and enjoy debt free living.
I created [...]

It’s my youngest sister’s wedding last Saturday. Since I was more than 100 km away from my sister’s place, she was kind enough to let me get away with tonnes of wedding preparation on her wedding day.
She was grateful that I could attend her wedding dinner, so it didn’t bother her at all if I [...]