Pay Off Credit Card Debts

After I started my credit card debt reduction in April 2007, I was forced to use cash some of the time. I say some of the time because I didn’t give up all my credit cards. I kept one for emergency use.
I began to feel that cash was king after I totally gave up all [...]

Please read my AKPK Debt Management Program Part 1 if you want to know why I applied for AKPK debt management program and my first visit to the credit management agency in Ipoh.
My first visit was not a success because I didn’t bring my payslips or income statements. I am self-employed and I don’t prepare [...]

Why is my PayPal money not in my Tune Money Visa debit card yet? Why does Tune Money take so long to fix the system? I am losing out my patience …
I am a credit card debt woman who depends on my online money to pay my expenses, auto and car loan installments, and credit [...]

It’s a relief to be told that I can achieve debt free living in 3 to 5 years if I keep on with my credit card debt elimination goal. Never ever give up or stop half way. Persist and work hard until I eliminate all my credit card debts and enjoy debt free living.
I created [...]

I know perfectly well that life is unpredictable, and there is a need to have an emergency fund. But I am sad to tell you that I haven’t set up any emergency fund yet.
There are just too many credit card bills to settle and too little income I have. My income is barely enough for [...]