Pay Off Credit Card Debts

I feel good and relieved. This is the first time I have extra cash in hand that can be saved as emergency funds or personal saving. I have God to thank for the debt repayment plan that was recently approved by a credit management agency.
The credit management agency provides you a professional credit counselor to [...]

My new year resolution made on the 1st of January 2008 was to pay off my credit card as soon as possible. At that time, my credit card debt had dropped to $14,911 and I had never thought of any debt free management program.
In July, my credit card debt dropped to $12,916. I was so [...]

Please read my AKPK Debt Management Program Part 1 if you want to know why I applied for AKPK debt management program and my first visit to the credit management agency in Ipoh.
My first visit was not a success because I didn’t bring my payslips or income statements. I am self-employed and I don’t prepare [...]