Pay Off Credit Card Debts

After I started my credit card debt reduction in April 2007, I was forced to use cash some of the time. I say some of the time because I didn’t give up all my credit cards. I kept one for emergency use.
I began to feel that cash was king after I totally gave up all [...]

You have been seeing AKPK debt management programme’s ad on television very often, especially on weekends, and also on local newspapers many days a week. You have also checked out the AKPK’s website and read through every success story there.
The success stories are so touching that you feel that they might be fake stories. They [...]

Americans are $900 billion in credit card debt. Are you one of the Americans who is carrying too much debt, especially credit card debt and in need of debt free help?
How much debt is considered to be too much debt? To know if you are carrying too much debt, check out 4 signs here.
Sign No. [...]

According to the latest statistics, Americans are $900 billion in credit card debt. Are you one of them too? In fact, most of my American buddies are contributors of this $900 billion credit card debt.
What has caused the Americans to be trapped in more credit card debt than ever ? $900 billion worth? It’s surprising [...]

Have you ever felt that you will never ever get out of debt because there are simply too many credit card bills and threatening phone calls and letters from banks? You’re not alone. There are millions of US families out there who are also burdened by heaps of credit card debt, personal debt and loan [...]

Please read my AKPK Debt Management Program Part 1 if you want to know why I applied for AKPK debt management program and my first visit to the credit management agency in Ipoh.
My first visit was not a success because I didn’t bring my payslips or income statements. I am self-employed and I don’t prepare [...]

While some consider credit cards as money traps, there are some who view credit cards valuable tools. Credit cards are so commonly used that they are used to pay for almost anything, ranging from daily expenses, monthly expenditures, to big tickets, or emergencies.
But if you are thinking of applying for your very first credit card, [...]

Are you fed up with the hidden and miscellaneous fees that you thought they were not in the terms and conditions when you applied for the credit cards?
Like most credit card users, I am so sick of paying late payment fees, cash advance fees, balance transfer fees, and other hidden fees charged by credit card [...]

Is it time to apply for a new credit card again? Choosing a new credit card nowadays can be a daunting task if you know very little about various types of credit cards available on the market.
To get the most from a new credit card your are going to own, know more about various types [...]

Do you have a love-hate relationship with your credit cards? I am sure most credit card holders do. While it is true that credit cards bring excellent convenience to people, they are also money traps that people fall deeply into.
Don’t get me wrong. I am not saying that the plastic cards tempt you to overspend [...]

You are stuck in knee-deep debt and wondering if you should consolidate all your high interest loans and credit card debts into a debt consolidation loan or credit consoladation loan.
Now is the time to find a company to consolidate debt if you fall into any of the following categories:
1. You are struggling with several monthly [...]

I read from a credit card debt free program newsletter that due to recent credit crisis, credit cardholders are finding their lines of credit getting dramatically reduced by credit card issuers.
Some of my working mama buddies have already received notices from their credit card companies stating that their spending limits have been reduced dramatically, from [...]

So, you have been practicing credit card debt free reduction tips available online persistently for some time and managed to pay down some of your credit card debt bit by bit. But would you like to get out of debt fast or settle the credit card debt at one shot?
If you have been paying off [...]

Getting into deep debt trouble is extremely easy, but getting out of debt is ten times more difficult. Trust me, it’s difficult and can sometimes be frustrating. I am speaking from my own experience.
I am a work at home mom who was once loaded with $23,321 credit card debt!
If you are also one of the [...]

Paying off credit card debts as soon as possible was my new year resolution when my credit card debts dropped to $14,911. But then in May, I decided to shorten my journey to becoming debt free in 3 to 5 years.
Let’s face it - the journey to becoming debt free is filled with obstacles, challenges, [...]

If you have ever been told that paying off credit card debts is easy, let me tell you that it’s a lie. Paying off credit card debts is difficult, especially if you are a working mom loaded with more than $20,000 and your income is unstable and less than $1,000 per month.
When I first realized [...]

According to the statistics from Bank Negara, the debt problem in Malaysia is not serious. Seriously, I thought there is an increasing number of Malaysians trapped in credit card debts??
My logic is that credit cards are easily available and approved today. A popular spot where you get to see a lot of credit card offers, [...]

Sometimes when I am so tired of paying off credit card debts or going on with my credit card debt elimination goal that I will ask myself, What if … ?
What if I could travel back to the past with the help of Hiro Nakamura? You know who Hiro Nakamura is if you have watched [...]