Pay Off Credit Card Debts

I came across this AKPK (Agensi Kaunseling Dan Pengurusan Kredit or Credit Counseling & Debt Management Agency) when I was watching a biz program last night.

I think it should be good news to Malaysians who are deeply in credit card debts. You can now seek help from AKPK related to financial counseling and credit card debt elimination management.

I am also thinking if I should pay the agency a visit or call 1-800-88-2575. I hope that there is a way for me to consolidate all my credit card debts into one single payment.

If you are deeply in credit card debts like me, you will know how scary it is when multiple credit card bills arrive at your doorstep simultaneously! And how devastating it is when you are not able to make the minimum payments for every single credit card bill. There are times when I don’t have enough income, I must skip minimum payments for some cards.

“AKPK is an agency set up by Bank Negara Malaysia in April 2006 to provide financial counseling and debt management to individuals as well as financial education to help individuals take control of their financial situation and gain peace of mind that comes from the wise use of credit.”

Check out the services provided by AKPK, they are free of charge:

1. Financial education on the responsible use of credit and basic money management skills.

2. Counselling and advice on financial management, including financial budgeting to manage expenses.

3. Debt management programme to assist financial consumers to regain financial control.

Update: Yeahoo… I am now under AKPK’s debt management programme. Read my bumpy journey from submitting my debt management programme application to being approved of the debt repayment plan.

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