Debt Problem In Malaysia Is Not Serious? How Much Debts, I Mean Credit Card Debts Do You Have Now?
According to the statistics from Bank Negara, the debt problem in Malaysia is not serious. Seriously, I thought there is an increasing number of Malaysians trapped in credit card debts??
My logic is that credit cards are easily available and approved today. A popular spot where you get to see a lot of credit card offers, perks or promotions is shopping malls. If you are a credit card user for more than 3 years or even longer, your credit card application can easily be approved. I am talking from my own experience. Perhaps you have different experience than mine.
Remember I told you about AKPK (Agensi Kaunseling & Pengurusan Kredit) that I would like to pay a visit? So far, it has provided financial counseling to 30,685 people, and has also helped another 11,681 to restructure their debts.
I have been looking for ways to restructure my credit card debts, and this agency may have free credit card debt elimination plan or advice.
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