I feel good and relieved. This is the first time I have extra cash in hand that can be saved as emergency funds or personal saving. I have God to thank for the debt repayment plan that was recently approved by a credit management agency.
The credit management agency provides you a professional credit counselor to give free credit counseling service and free debt management program information. The credit counselor negotiates with your creditors to lower your monthly payments and reduce your interest rate charges for free. And then the debt …

I am grateful to have moved back to this small village. Yes, a small village with approximately 2,000 households.
Living in a small village means that I can cut down my expenses and control my spending habits easily. Everything, from food to grocery to clothing, is comparatively cheap if compared to the city. As an example, a bowl of noodles here costs only $0.60 while in the city, it costs $1.10.
I know I (hubby and I) have made the right decision to move back to this small village — hubby’s hometown. …

It’s great that I get to save money on various things by following the helpful tips provided by financial experts.
I am a handbag lover. I actually doubted if I could stop myself from buying handbags. Apparently, it’s not as difficult as I thought. As I seldom go shopping or attend functions, my existing handbags are more than enough to me.
Before heading to grocery stores, I always bring the exact amount and bring with me a grocery list. This way I only spend the limited money in my pocket on important …

Money is very important to me. I need it to settle my credit card debts amounting to $14,911. So saving money and managing my household budget properly is crucial.
To be honest, most of the time, I may be motivated to save money but there are times when temptations come my way and before I know it, I have already spent the amount that was supposed to be added to my savings account.
I guess I can share with you some helpful tips on how you can save money while being able …

I bet there are lots of people out there are scared of saving money. Like you, I fail to save money. Each time I start saving money, there are unexpected expenses that force me to withdraw all my savings from the bank.
Saving means putting aside some money for future or emergency use. I have tried and are still trying very hard. You too, don’t give up.
There are several reasons why you should save money. Money saved can be used for a college education, buying a new car, for a new …