Getting into deep debt trouble is extremely easy, but getting out of debt is ten times more difficult. Trust me, it’s difficult and can sometimes be frustrating. I am speaking from my own experience.
I am a work at home mom who was once loaded with $23,321 credit card debt!
If you are also one of the many people in deep credit card debt trying to pay off your credit card debt, there is hope! You can get out of debt by following the helpful tips that I have been using to …

Paying off credit card debts as soon as possible was my new year resolution when my credit card debts dropped to $14,911. But then in May, I decided to shorten my journey to becoming debt free in 3 to 5 years.
Let’s face it - the journey to becoming debt free is filled with obstacles, challenges, and disappointments.
I was supposed to blog about my latest credit card debts a few weeks ago, but had to put it off. The main reason was that my uncle was diagnosed with stomach cancer recently. …

It took me a year to pay off my credit card debts from $20,321 to $13,942. During my credit card debt reduction, I have come to realize that paying off credit card debts is not as complicated as people think. In fact, simplicity is the key to reducing credit card debts bit by bit.
What ingredients are there in simplicity? Increase Your Income, Cut Down Your Expenses, and Pay More than the Minimum Payments Monthly Without Fail.
And then? Repeat the steps month after month, Increase Your Income, Cut Down Your Expenses, …

If you have ever been told that paying off credit card debts is easy, let me tell you that it’s a lie. Paying off credit card debts is difficult, especially if you are a working mom loaded with more than $20,000 and your income is unstable and less than $1,000 per month.
When I first realized that I was loaded with $20,321 credit card debts last April, I was as shocked as you are. How could it be? How could my credit card debts be more than $20,321? I myself couldn’t …

I was so happy a few days ago because I thought there would be payments of $90 coming in this week.
Sadly, there is possibility that I might not get the payments. PayPal sent me an email informing that they are investing the payments made to me by the client.
You see, I did a few reviews for this client through an agent. The reviews were done and payments were made. But PayPal smelled something fishy and decided to hold the payments.
I am a woman who doesn’t feel too sad or worried …

Time to withdraw money from Google AdSense.
As usual, I cashed it out at the Western Union on the 4th of March. $108.00 - though not much, I was still happy that I could use it to pay off some credit card debts.
I am still working hard to optimize my Google AdSense earnings. How I wish I could make $108.00 monthly! And then $108.00 weekly! And then, $108.00 daily! I would be happy to death if I could can make $108.00 weekly.
Well, there is possibility to make $108.00 weekly if I …

What a shame that I haven’t paid much attention to the prominent “minimum amount due” on my credit card bills! Have you?
Obviously, credit card companies want you to make only a small payment so that you’ll stre-e-e-tch out your debt and they’ll earn more interest.
Say you carry a $4,000 balance at 12%, make no new purchases, and pay only the minimum each month: It will take you almost 24 years to pay off the balance.
Minimum payments are a sucker’s game. So always send in more and work steadily toward paying …