According to the latest statistics, Americans are $900 billion in credit card debt. Are you one of them too? In fact, most of my American buddies are contributors of this $900 billion credit card debt.
What has caused the Americans to be trapped in more credit card debt than ever ? $900 billion worth? It’s surprising that even people with excellent credit who always make their payments on time are starting to default on their credit card payments or having a hard time paying off their credit cards.
The recent credit crunch …

Sometimes when I am so tired of paying off credit card debts or going on with my credit card debt elimination goal that I will ask myself, What if … ?
What if I could travel back to the past with the help of Hiro Nakamura? You know who Hiro Nakamura is if you have watched the drama Heroes. He possesses the ability to teleport, manipulate time, and travel through time by bending the space-time continuum. What would I do to change the past to positively effect the life I have …

Like many people, I have the tendency to pay just the minimum amount for my credit cards every month, and “roll over” the rest to pay the following month. The next month, I roll the charge over yet again.
Not that I want to pay only the minimum amount. But forking out extra money to pay more than the minimum amount is just impossible for me for the time being. Perhaps a month or 2 more months later.
I know perfectly well that paying just the minimum means I pay interest on …