Author Archive


Pay Off Credit Card Debt Without Stress With A Debt Free Management Program

Friday, October 31st, 2008

My new year resolution made on the 1st of January 2008 was to pay off my credit card as soon as possible. At that time, my credit card debt had dropped to $14,911 and I had never thought of any debt free management program.
In July, my credit card debt dropped to $12,916. I was so [...]

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My PayPal Funds Is In My Tune Money Visa Debit Card After 38 Days

Sunday, October 26th, 2008

My PayPal funds withdrawn on the 15th September finally arrived safely in my Tune Money Visa debit card on the 23rd October. 38 days!
It’s PayPal that caused the delay. Not Tune Money. It’s not Tune Money’s fault, but PayPal.
As my PayPal funds arrived in my Tune Money Visa debit card within 3 business days, I [...]

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What You Should Know About Consolidation Debt Loan Offers In US

Saturday, October 25th, 2008

If you are burdened by a heap of credit card debt and find it unmanageable anymore, you are not alone. Millions of US families out there are like you too. But what sets the them different from you is that they have resorted or are resorting to consolidation debt loans to help them achieve debt [...]

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ONE Payment To ONE Agency On ONE Date - Malaysia’s AKPK Free Debt Management Program Can Help You

Friday, October 24th, 2008

Please read my AKPK Debt Management Program Part 1 if you want to know why I applied for AKPK debt management program and my first visit to the credit management agency in Ipoh.
My first visit was not a success because I didn’t bring my payslips or income statements. I am self-employed and I don’t prepare [...]

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A Credit Card Debt Woman Is Under AKPK Debt Management Program Malaysia

Friday, October 24th, 2008

I am officially under Malaysia’s AKPK debt management program. What a relief! No more haunting calls and notices from banks from now on. No more exorbitant late payment charges. Yes, I am under AKPK’s debt management program that helps me restructure my credit card debt.
Let me share with you my bumpy journey from getting to [...]

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4 Tips For Choosing The Right Credit Cards For First-Time Credit Card Holders

Wednesday, October 22nd, 2008

While some consider credit cards as money traps, there are some who view credit cards valuable tools. Credit cards are so commonly used that they are used to pay for almost anything, ranging from daily expenses, monthly expenditures, to big tickets, or emergencies.
But if you are thinking of applying for your very first credit card, [...]

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Know About The Hidden & Miscellaneous Fees Charged By Your Credit Card Issuers

Monday, October 20th, 2008

Are you fed up with the hidden and miscellaneous fees that you thought they were not in the terms and conditions when you applied for the credit cards?
Like most credit card users, I am so sick of paying late payment fees, cash advance fees, balance transfer fees, and other hidden fees charged by credit card [...]

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To Choose The Best Credit Card, Know The Different Types Of Credit Cards

Saturday, October 18th, 2008

Is it time to apply for a new credit card again? Choosing a new credit card nowadays can be a daunting task if you know very little about various types of credit cards available on the market.
To get the most from a new credit card your are going to own, know more about various types [...]

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To Avoid Falling Into Money Trap, Know The 7 Ways Of Getting More From A Credit Card

Thursday, October 16th, 2008

Do you have a love-hate relationship with your credit cards? I am sure most credit card holders do. While it is true that credit cards bring excellent convenience to people, they are also money traps that people fall deeply into.
Don’t get me wrong. I am not saying that the plastic cards tempt you to overspend [...]

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Consolidate High Interest Loans & Credit Card Debts Into A Credit Consolidation Loan

Saturday, October 4th, 2008

You are stuck in knee-deep debt and wondering if you should consolidate all your high interest loans and credit card debts into a debt consolidation loan or credit consoladation loan.
Now is the time to find a company to consolidate debt if you fall into any of the following categories:
1. You are struggling with several monthly [...]

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You Won’t Need A Credit Card Debt Free Program If You Take Reducing Spending Limits Positively

Friday, October 3rd, 2008

I read from a credit card debt free program newsletter that due to recent credit crisis, credit cardholders are finding their lines of credit getting dramatically reduced by credit card issuers.
Some of my working mama buddies have already received notices from their credit card companies stating that their spending limits have been reduced dramatically, from [...]

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Consider Credit Card Debt Consolidation Program Before You Think Of Filing Bankruptcy

Wednesday, October 1st, 2008

If you have been overwhelmed by the amount of credit card debt you are carrying and have started thinking about the possibility of filing bankruptcy, let me tell you that you are not alone. I, for one, would have filed for bankruptcy if I hadn’t come across info about credit card debt consolidation program.
Yes, there [...]

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Feel Like Submitting The Application For Consolidation Debt Loan

Monday, September 29th, 2008

Are you stuck in an unmanageable load of credit card debts and loans and feeling very helpless and stressful? You are not alone. Like you and millions of people out there, I am also loaded with insurmountable credit card debt and thinking of submitting my application for consolidation debt loan.
According to the best consolidation debt [...]

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To Get Out Of Debt Fast, Use Home Equity Loan To Pay Off Your Credit Card Debt

Sunday, September 28th, 2008

So, you have been practicing credit card debt free reduction tips available online persistently for some time and managed to pay down some of your credit card debt bit by bit. But would you like to get out of debt fast or settle the credit card debt at one shot?
If you have been paying off [...]

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Simple Yet Practical Credit Card Debt Reduction Tip List To Get Out Of Debt Free

Friday, September 26th, 2008

Are you burdened by credit card debt? You’re not alone. I am a work-at-home mom who managed to pay down my credit card debt from $20,321 to $12,916 in one and a half years using simple yet practical credit card debt reduction tip list to get out of debt free.
Whether you owe hundreds or even [...]

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Why Is My PayPal Money Still Not In My Tune Money Visa Debit Card Yet? Part 2

Thursday, September 25th, 2008

Have you read my Part 1 - Why Is My PayPal Money Not In My Tune Money Visa Debit Card Yet?
On Wednesday, 24th, I phoned Tune Money again. Still fixing. I voiced out my concern about Tune Money Visa debit card’s security. The customer care executive assured me that my money wouldn’t be lost. It’s [...]

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Why Is My PayPal Money Not In My Tune Money Visa Debit Card Yet? Part 1

Thursday, September 25th, 2008

Why is my PayPal money not in my Tune Money Visa debit card yet? Why does Tune Money take so long to fix the system? I am losing out my patience …
I am a credit card debt woman who depends on my online money to pay my expenses, auto and car loan installments, and credit [...]

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Withdraw PayPal Money Into Tune Money Visa Debit Card & Cash Out At CIMB ATMs

Saturday, August 30th, 2008

So far, I am a very happy Tune Money Visa Debit Card user. I am a joyful work-at-home mom who has been able to withdraw my online income from PayPal into my Tune Money Visa debit card and then withdraw cash at any CIMB ATM without any problem.
Tune Money Visa debit card is ‘The Card [...]

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