Pay Off Credit Card Debts

I know perfectly well that life is unpredictable, and there is a need to have an emergency fund. But I am sad to tell you that I haven’t set up any emergency fund yet.
There are just too many credit card bills to settle and too little income I have. My income is barely enough for [...]

This Zippered Long Credit Card Wallet is perfect for travel. It fits inside of a jacket or suit pocket easily, and jeans perfectly.
It zips to keep items secure and does not have a magnetic snap that could mess up the magnetic strip on your cards and is great for those days when you don’t want [...]

I am grateful to have moved back to this small village. Yes, a small village with approximately 2,000 households.
Living in a small village means that I can cut down my expenses and control my spending habits easily. Everything, from food to grocery to clothing, is comparatively cheap if compared to the city. As an example, [...]

Like many people, I have the tendency to pay just the minimum amount for my credit cards every month, and “roll over” the rest to pay the following month. The next month, I roll the charge over yet again.
Not that I want to pay only the minimum amount. But forking out extra money to pay [...]

I started blogging about my credit cards last April. The staggering amount was $20,321. And in January 2008, my credit card debts were $14,911. To date, it’s $14,708. Though a bit, it’s still encouraging.
Not using credit cards does help in cutting down the credit card debts. But I guess reducing expenses on meals and grocery [...]