What a shame that I haven’t paid much attention to the prominent “minimum amount due” on my credit card bills! Have you?
Obviously, credit card companies want you to make only a small payment so that you’ll stre-e-e-tch out your debt and they’ll earn more interest.
Say you carry a $4,000 balance at 12%, make no new purchases, and pay only the minimum each month: It will take you almost 24 years to pay off the balance.
Minimum payments are a sucker’s game. So always send in more and work steadily toward paying …

It’s great that I get to save money on various things by following the helpful tips provided by financial experts.
I am a handbag lover. I actually doubted if I could stop myself from buying handbags. Apparently, it’s not as difficult as I thought. As I seldom go shopping or attend functions, my existing handbags are more than enough to me.
Before heading to grocery stores, I always bring the exact amount and bring with me a grocery list. This way I only spend the limited money in my pocket on important …

Money is very important to me. I need it to settle my credit card debts amounting to $14,911. So saving money and managing my household budget properly is crucial.
To be honest, most of the time, I may be motivated to save money but there are times when temptations come my way and before I know it, I have already spent the amount that was supposed to be added to my savings account.
I guess I can share with you some helpful tips on how you can save money while being able …

I bet there are lots of people out there are scared of saving money. Like you, I fail to save money. Each time I start saving money, there are unexpected expenses that force me to withdraw all my savings from the bank.
Saving means putting aside some money for future or emergency use. I have tried and are still trying very hard. You too, don’t give up.
There are several reasons why you should save money. Money saved can be used for a college education, buying a new car, for a new …

Happy New Year! What are your new year resolutions?
My only new year resolution is to pay off my credit card debts as soon as possible. To date, my credit card debts have dropped to $14,911!
My blogging pals encourage me to blog about (perhaps, blog away) my credit card debts while selling Amazon products on various niche blogs.
According to financial experts, recording spending, budgeting and saving may help me see clearly where my money goes to.
I have already destroyed some of my credit cards. So far, I have only 2 credit …